Seller Financing!

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While the real estate market has recovered very nicely, the ability to obtain a mortgage continues to be a challenge for many buyers desiring to purchase a home.

Buyers who are self-employed, going through a divorce or owning several investment properties have limited options available to them.

Seller Financing can be a great alternative to conventional financing.  Not only is it a low-risk and high return for the Seller, it allows the buyer to purchase and take advantage of the interest write off.

The terms of the Seller Financing – down payment, interest rate and term of the Note – are all negotiable.   However, typically a Seller will require 20% down as this will offset his cost to foreclose in the event the Buyer defaults on the mortgage.  A typical term of a Note is 3 – 5 years. The payment is amortized over 30 years with a balloon payment when the Note matures (end of term).  This keeps the payments affordable for the Buyer.

For anyone considering Seller Financing it is very important to have an exit strategy.  Meaning, when the Note matures the buyer must have an option to refinance with another lender or have enough cash to pay off the balloon payment.

Phoenix Urban Spaces has several properties eligible for Seller Financing.

Contact one of our Urban Living Specialists for a showing.


Bridgeview at Hayden Ferry

Residence Floor Plan Price Details
510 2 Bed + Office $740,000 Popular floor plan – 2320 SF

Excellent quality of construction and amenities!



Lifestyle of a Bridgeview Resident

Summit at Copper Square

Residence Floor Plan Price Details
608 1 Bed + Den  $      229,900 Assessment Paid. Upgrades.
1706 2 Bed Corner  $      475,000 2 Side by Side Parking.
2105 2 Bed Penthouse  $      489,000 Best Views in Phoenix.

Call for a twilight viewing, you will be so impressed!


Hawthorne Condominiums

Residence Floor Plan Price Details
3036 1 Bedroom $129,900 Renovated, top floor!

Investors – excellent cash flow!




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